Protecting Your Family

Life insurance gives you the peace of mind you only get from knowing that your loved ones are protected. In the event of your passing, life insurance provides money directly to your beneficiaries. Since Life insurance benefits are generally not taxable at the federal level they can use the money in a variety of ways, such as:
  • Final illness expenses, burial costs and estate taxes
  • Ongoing financial needs, such as monthly bills and expenses, daycare costs, college tuition or retirement.
  • Paying off household debt

In addition, Permanent Life Insurance offers a cash value component which can be put to good use during your lifetime.

Safeguarding Your Business
If you're a business owner or have business partners, it's important to prepare for the unexpected. Farmers offers several Life insurance products that are designed to help you, as a business owner, to make it possible for your heirs to help pay estate taxes and help sustain the business during a change in management, or to help provide funds in order to execute a buy-sell agreement between partners or stockholders.


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